Privacy Policy

Six Paths Loss Adjusters & Valuation Services
Effective Date: January 1, 2026
Last Updated: May 2026

1. Introduction
Six Paths Loss Adjusters and Valuation Services ("Six Paths LAVS", "we", "us", or "our") is a division of Six Paths Limited, a company registered under the Companies Act of Jamaica.

We are committed to protecting the privacy and confidentiality of all personal information we collect in the course of our professional loss adjusting, claims investigation, and valuation services.

This Privacy Policy explains how we collect, use, store, share, and protect your personal information when you visit our website, submit a claim or valuation request, or engage our services.

2. Who We Are
Company Name: Six Paths Limited t/a Six Paths LAVS
Registered Address: 11 1/2 Connolley Road, Kingston 4, Jamaica
Telephone: (876) 728-1461
Email: info@sixpathsscl.com
Website: sixpathsscl.com

3. Information We Collect
We may collect the following categories of personal information:

3.1 Information you provide directly:

Full name, address, telephone number, and email address
National Identification, Tax Registration Number (TRN), or passport details where required for claim verification
Details of the incident, loss, or damage forming the subject of a claim
Vehicle registration, chassis number, or property details
Financial information relevant to settlement or valuation
Correspondence, statements, and supporting documentation submitted as part of a claim

3.2 Information collected automatically:

IP address, browser type, and device information when you visit our website
Pages visited, time spent on site, and referral sources via cookies and analytics tools

3.3 Information from third parties:

Information provided by insurers, brokers, or legal professionals who instruct us.
Police reports, medical records, court documents, and other official records relevant to a claim.
Information from witnesses, other parties involved in an incident, or public records

4. How We Use Your Information
We use personal information for the following purposes:

To assess, investigate, and report on insurance claims and losses
To conduct property, motor, and asset valuations
To detect and investigate suspected insurance fraud
To communicate with you regarding your claim or enquiry
To comply with our legal and regulatory obligations under Jamaican law and applicable Caribbean regulations
To maintain accurate business records
To improve our website and service delivery
To process payments where applicable

5. Legal Basis for Processing
We process personal information on the following legal bases:

Contractual necessity - processing is required to perform our professional services
Legal obligation - where we are required to process data by law or regulatory requirement
Legitimate interests - for fraud prevention, risk management, and business administration
Consent - where you have expressly consented to a specific use of your information

6. Sharing Your Information
We may share your personal information with the following parties where necessary:

Insurers and brokers who have instructed us on a claim
Legal professionals involved in dispute resolution or litigation
Expert witnesses, medical professionals, or specialist investigators engaged on a file
Regulatory authorities including the Financial Services Commission (FSC) of Jamaica where required
Law enforcement agencies where disclosure is required by law or court order
Our parent company, Six Paths Limited, and its associated divisions where operationally required

We do not sell, rent, or trade your personal information to any third party for marketing purposes.

7. Data Retention
We retain personal information for as long as is necessary to fulfil the purposes for which it was collected, including:

Claim files - retained for a minimum of 5 years from the date of file closure
Valuation reports - retained for a minimum of 5 years from the date of issue
Website enquiry data - retained for 12 months unless a professional relationship is established
Financial records - retained in accordance with Jamaican tax and accounting requirements

After the applicable retention period, data is securely destroyed or anonymised.

8. Data Security
We take appropriate technical and organisational measures to protect your personal information against unauthorised access, loss, destruction, or alteration. These measures include:

Secure encrypted storage of digital files
Password-protected access controls for all staff
Confidentiality obligations on all personnel handling claim information
Secure physical storage of paper documents where applicable

However, no method of transmission over the internet is completely secure. While we strive to protect your information, we cannot guarantee absolute security.

9. Cookies
Our website uses cookies to improve your browsing experience and analyse site traffic. Cookies are small text files stored on your device. We use:

Essential cookies - necessary for the website to function
Analytics cookies - to understand how visitors use our site via tools such as Google Analytics

You may disable cookies through your browser settings, though this may affect certain features of the website.

10. Your Rights
You have the right to:

Access the personal information we hold about you
Correct any inaccurate or incomplete information
Request deletion of your personal information, subject to our legal and contractual obligations
Object to or restrict certain types of processing
Withdraw consent where processing is based on consent

To exercise any of these rights, contact us at:

Email: info@sixpathsscl.com
Post: 11 1/2 Connolley Road, Kingston 4, Jamaica
We will respond to all requests within 30 days.

11. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies independently.

12. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. The updated policy will be posted on our website with a revised effective date. Continued use of our services after any update constitutes acceptance of the revised policy.

13. Contact Us
If you have any questions, concerns, or complaints regarding this Privacy Policy or our handling of your personal information, please contact us:

Six Paths Limited t/a Six Paths LAVS
11 1/2 Connolley Road
Kingston 4, Jamaica
Tel: (876) 728-1461
Email: info@sixpathsscl.com
Website: sixpathsscl.com