Privacy Policy

Six Paths Adjusters

Effective Date: January 1, 2026

Last Updated: July 2026

1. Introduction

Six Paths Adjusters ("Six Paths", "we", "us", or "our") is the loss adjusting and valuation division of Six Paths Limited, a company incorporated under the Companies Act of Jamaica.

We specialize in independent loss adjusting, motor vehicle and property valuations, insurance investigations, catastrophe claims handling, liability assessments, engineering inspections, forensic analysis, litigation support, and expert witness services.

We are committed to protecting the privacy and confidentiality of the personal information entrusted to us. This Privacy Policy explains how we collect, use, disclose, store, and safeguard your information when you visit our website, request an assessment or valuation, submit a claim, or engage our professional services.

2. About Us

Business Name: Six Paths Adjusters, A division of Six Paths Limited

Address: 11½ Connolley Road, Kingston 4, Jamaica

Telephone: (876) 728-1461

Email: info@sixpathsscl.com

Website: https://www.sixpathsscl.com

3. Information We Collect

Depending on the services requested, we may collect the following information.

3.1 Information You Provide

Full name
Residential or business address
Telephone number
Email address
Government-issued identification where required
Tax Registration Number (TRN), passport, or driver's licence where applicable
Insurance policy information
Vehicle details
Property information
Asset information
Photographs and videos
Drone imagery
Engineering reports
Supporting claim documentation
Financial information relevant to valuation or settlement
Correspondence with our team

3.2 Information Collected During Professional Services

As part of providing our services, we may collect:

Property inspection data
Vehicle inspection reports
Damage assessments
Valuation reports
Witness statements
Interview notes
Crash Data Retrieval (CDR/EDR) information
Survey measurements
GPS location information
Drone inspection imagery
Investigation findings
Audio or video recordings where legally permitted

3.3 Information Collected Automatically

When you visit our website, we may automatically collect:

IP address
Browser type
Device information
Operating system
Website usage information
Cookies
Analytics information

3.4 Information From Third Parties

We may receive information from:

Insurance companies
Insurance brokers
Attorneys
Financial institutions
Government agencies
Police reports
Courts
Medical professionals
Engineers
Surveyors
Witnesses
Public records

4. How We Use Your Information

We use your personal information to:

Conduct independent loss adjusting services
Perform motor vehicle valuations
Conduct property valuations
Assess property damage
Investigate liability claims
Conduct pre-insurance engineering inspections
Investigate insurance fraud
Handle catastrophe claims
Conduct aviation and marine assessments
Perform Crash Data Retrieval (CDR/EDR) analysis
Prepare engineering reports
Provide litigation support
Prepare expert witness reports
Communicate with you regarding your assessment or enquiry
Process invoices and payments
Improve our website and services
Comply with applicable legal and regulatory obligations

5. Legal Basis for Processing

We process personal information based on one or more of the following legal grounds:

Performance of a contract
Compliance with legal obligations
Legitimate business interests
Protection of legal rights
Your consent, where applicable

6. Sharing Your Information

We may share your information where necessary with:

Insurance companies
Insurance brokers
Attorneys
Courts
Regulatory authorities
The Financial Services Commission (FSC)
Law enforcement agencies
Independent engineers
Medical practitioners
Surveyors
Expert witnesses
Professional consultants
Technology and cloud service providers
Six Paths Limited and affiliated business divisions where operationally required

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

7. Data Retention

Unless a longer retention period is required by law, we generally retain information as follows:

Record Retention Period
Claims Files - Minimum 7 years
Valuation Reports -Minimum 7 years
Investigation Files - Minimum 7 years
Litigation Files - Duration of proceedings plus applicable legal retention period
Financial Records - In accordance with Jamaican tax legislation
Website Enquiries - 24 months
After the applicable retention period has expired, information is securely destroyed or permanently anonymized.

8. Data Security

We implement appropriate administrative, technical, and physical safeguards to protect your personal information, including:

Encrypted electronic storage
Password-protected systems
Role-based staff access controls
Secure cloud storage
Secure document destruction procedures
Confidentiality agreements for employees and contractors
Staff privacy and cybersecurity training
Ongoing cybersecurity monitoring

While we take reasonable steps to protect your information, no method of electronic transmission or storage is completely secure. Accordingly, we cannot guarantee absolute security.

9. Cookies

Our website uses cookies to:

Improve website functionality
Remember user preferences
Analyse visitor behaviour
Improve website performance

We may use:

Essential Cookies
Performance Cookies
Analytics Cookies
Security Cookies

You may disable cookies through your browser settings; however, doing so may affect certain features of the website.

10. Your Rights

Subject to applicable law, you may request to:

Access your personal information
Correct inaccurate or incomplete information
Update your information
Request deletion of your personal information where legally permitted
Restrict certain types of processing
Object to processing
Withdraw consent where processing is based on consent
Request information regarding how your personal information is used

11. Third-Party Websites

Our website may contain links to third-party websites for your convenience. We are not responsible for the privacy practices or content of external websites and encourage you to review their privacy policies before providing any personal information.

12. International Data Transfers

Where necessary to provide our services, your information may be securely transferred to trusted service providers located outside Jamaica.

Where such transfers occur, we take reasonable steps to ensure that appropriate safeguards are in place to protect your personal information.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, business operations, technology, or applicable law.

The most current version will always be available on our website, together with the revised "Last Updated" date.

Your continued use of our website or services following any changes constitutes your acceptance of the updated Privacy Policy.

14. Contact Us

Six Paths Adjusters
A division of Six Paths Limited

11½ Connolley Road
Kingston 4
Jamaica